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Homeowners had it rough in 2011. The nation’s unemployment rate stubbornly hovered around 9 percent for most of the year and the debt crises in Washington and Europe agitated Wall Street more than any Occupy protesters. For most of the year, there was little hope the housing market or the economy would recover. Follow the Link for more. 
Key to the City
Schenectady Housing Development Fund Corporation will offer 2nd mortgage to First time qualified home 
buyers in the City of Schenectady, to be used for down payment and closing cost assistance. Follow the link to learn more.